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Effective 16 March 2010, all online bookings through Tunehotels.com will go through the 3D Secured Verification process. For more information, please read on.

What is Verified By Visa and MasterCard SecureCode?

Visa and MasterCard have developed authenticated payment capabilities to improve online transaction security and to help encourage the growth of e-commerce. By creating a virtual signature in the form of a password chosen by you when you sign up, Visa and MasterCard hopes to move toward guaranteed payments for merchants and provide a safer online commerce experience for Cardholders.

For more details about the two schemes please refer to the following links:


How do i know if my credit card is enrolled for 3DSecure?

Some card issuers are being pro-active about getting their customers to enroll in Verified By Visa or MasterCard SecureCode and give you the option to sign up during the payment process. Most card issuers should give you the option to sign up later and just proceed with the payment, if not you can go to your banks website and sign up, contact your bank's callcentre for assistance or try using another card.

Why 3DSecure?

The main advantage for cardholders is that there is a decreased risk of other people being able to use their credit cards fraudulently on the Internet.

In the 3D Secure payment process, the credit card issuing bank will prompt the cardholder for a password/pin that is known only to the bank and the buyer (cardholder). This decreases risk of the card being compromised if the details are copied, either by writing down the numbers on the card itself or by way of modified terminals or ATMs, does not result in the ability to purchase over the Internet because of the requirement of a additional password/pin during the online payment process, which is not stored on or written on the card.